Minimum
repayments only
Depends on
the month
Full balance
each month
Lowest rate+
Lowest fee
Rewards+
Premium benefits
Top Recommendation:
ANNUAL FEE $120
Maximise your reward earnings and enjoy premium benefits
Platinum Credit Card
What you get:
- Earn 1.25 Suncorp Bank Credit Card Reward Points per dollar spent on Eligible Transactions1
- Option to upgrade to Suncorp Bank Qantas Frequent Flyer card for $49 p.a.2
- $129 Annual fee
- 20.74% p.a. Standard Interest Rate
Introductory offers may apply
If you are an existing customer you can contact us on 13 11 7513 11 75.
Top Recommendation:
ANNUAL FEE $120
Earn reward points plus a range of complimentary benefits
Gold Credit Card
What you get:
- Earn 1 Suncorp Credit Card Reward Point per dollar spent up to $1,500 per month on Eligible Transactions and 0.5 Suncorp Credit Card Reward Points per $1 spent on Eligible Transactions thereafter1
- $129 Annual Fee
- 20.74% p.a. Standard Interest Rate
If you are an existing customer you can contact us on 13 11 5513 11 55.
Also Consider:
LOW ANNUAL FEE $55
Standard Credit Card
What you get:
- Take advantage of a low interest rate on purchases and our lowest annual fee — all in one great card.
- Standard Interest Rate of 12.74% p.a.
- $55 low annual fee
Introductory offers may apply
If you are an existing customer you can contact us on 13 11 7513 11 75.
Important Information
For full terms and conditions, please refer to the Suncorp Bank Credit Card Terms and Conditions located here.
- For full terms and conditions of the Rewards Programs, please refer to the Suncorp Bank Clear Options Rewards Terms and Conditions.
- Relevant to Platinum Credit Card only: Rewards Points earn rates differ depending on which rewards program you are enrolled in. Customers receive 0.5 Qantas Frequent Flyer points for every $1 spent (capped at $8,000 per statement period). Certain transactions do not earn reward points. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transactions which is set out on page 3 of the Rewards Program terms and conditions, which provides further information on government related transactions in addition to how an Eligible Transaction will be determined. Terms and Conditions of Suncorp Bank Qantas Frequent Flyer Rewards Program apply. The Suncorp Bank Clear Options primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Qantas Frequent Flyer Rewards Program and are subject to the terms and conditions of the Qantas Frequent Flyer Rewards Program. You can only be enrolled in one rewards program.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB’s behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the credit cards. Suncorp Bank will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank Internet Banking and Telephone Banking).