Applying for a Suncorp Clear Options credit card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready and you will receive a response from Citigroup in 60 seconds after submitting the form.

• To be eligible, you must meet the following criteria
  • Have a good credit rating.
  • Earn taxable income of $25,000 per year or more.
  • Are a permanent Australian resident.
  • If you are an existing Suncorp Clear Options credit cardholder, you must have held your current Suncorp credit card account for at least 9 months before you can apply for another Suncorp Clear Options credit card.

  Please note that if you do not satisfy all these criteria, we apologise, but you will not be eligible for a Suncorp Clear Options Standard Credit Card at this time.

• Information required when applying online

  Your personal details

  • Your contact details.
  • Driver's licence number (if you have one).
  • Current residential status (and previous residential details if you have been at your current address for less than 3 years).
  • Contact details of a relative or friend not living with you.

  Your financial position

  • Your employer's address and switch telephone number (as listed in the White Pages).
  • Annual and monthly income (before and after tax).
  • Contact details for your accountant if self-employed.
  • Types and amounts of other income (e.g. rental income).
  • Details of your main expenses, including the current balances owing on your credit cards, loans and investment mortgages.
  • If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account's held in; the type of card/account; the card/account number; the amount to be transferred and the issuing organisation's name and address.
• Speed-up your credit card application

  To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you're self-employed) in advance to ensure they're ready and willing to confirm your income details when we call for verification.

• Check your application status

  Once you've submitted your online application, you'll receive a confirmation email from Citigroup containing your 9-digit Application Reference Number. Please note, that it will take 5-7 business days to process your application and you will be contacted during this time. However if you have any questions regarding your application please call our customer contact centre on 13 11 75.