Text Size: Increase | Decrease | Print Page Branch & ATM Locator  |  Contact Us  |  Site Map Home   Banking   Home Loans Insurance Investments Superannuation Financial Planning Personal  >  Banking  >  Credit Cards  >  Gold Card Banking Platinum Card Gold Card Plus Card Standard Card Business Card Help me choose Compare all cards Rewards Useful forms & links Fees & charges Suncorp Clear Options Gold Credit Card Gold Credit Card The Suncorp Gold Card allows you to take control of your finances. Simply transfer the outstanding amount from your non-Suncorp credit and store cards, to your new Suncorp Gold Card, and enjoy a low 1.9% p.a. for 12 months on balance transfers2. Apply now for a Suncorp Gold Card and take control of your finances. Suitable if you’d like: To save on interest by consolidating your debts to one easy to manage account with a low promotional balance transfer rate of 1.9% p.a. for 12 months2 Generous credit limits subject to credit criteria1 Complimentary Suncorp Rewards program with points that never expire4 The option of earning Qantas Frequent Flyer points7 The escape to a well deserved break with complimentary International Travel Insurance for you and your immediate family6 Complimentary Purchase Cover Insurance for lost, stolen or damaged goods6 Security protection with FRAUDSHIELD® Flexibility Balance Transfer Rate 1.9% p.a. for 12 months2 Standard Interest Rate 19.75% p.a. Cash Advance Rate 19.75% p.a. Interest Free Period up to 55 days interest free on retail purchases9 Maximum Credit Limit $25,0001 Annual Fee $99 Additional Card Annual Fee $15 Suncorp Qantas Frequent Flyer Annual Fee7 $19 Card Types VISA only Qualification Minimum Income Requirement $35,000 p.a. Minimum Age 18 Additional Cardholders Up to 4 Additional Cardholder Minimum Age 16 Manage your account Accessibility Suncorp Internet Banking Suncorp Telephone Banking ATM EFTPOS Australia Post Over the counter Worldwide acceptance at over 22 million locations Payment Methods Suncorp Internet Banking Suncorp Telephone Banking ATM EFTPOS BPAY Australia Post Pay in person over the counter Mail Direct Debit your minimum balance Statement Frequency Monthly Rewards Complimentary Rewards Program4 1 Reward point per $1 spent Optional - Suncorp Qantas Frequent Flyer7 Earn 2 Qantas Frequent Flyer points for every $3 spent Suncorp Take Flight®5 Yes Voucher, Gift Certificates & Merchandise Rewards Yes Cash Back Rewards Yes Privileges Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offers. Security FRAUDSHIELD® Yes Optional – Suncorp credit card insurance with Credit Guard8 Yes Peace of Mind 24/7 Customer Service Yes Complimentary Purchase Cover6 $125,000 Emergency Card Replacement Yes Complimentary International Travel Insurance6 Yes Applying for a Suncorp credit card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form. To be eligible, you must meet the following criteria Are at least 18 years of age. Have a good credit rating. Earn taxable income of $35,000 per year or more. Are a permanent Australian resident. If you are an existing Suncorp credit cardholder, you must have held your current Suncorp credit card account for at least 9 months before you can apply for another Suncorp credit card. Please note that if you do not satisfy all these criteria, we apologise, but you will not be eligible for a Suncorp Gold card at this time. Information required when applying online Your personal details Your contact details Driver's licence number (if you have one) Current residential status (and previous residential details if you have been at your current address for less than 3 years) Contact details of a relative or friend not living with you Your financial position Your employer's address and switch telephone number (as listed in the White Pages) Annual and monthly income (before and after tax) Contact details for your accountant if self-employed Types and amounts of other income (e.g. rental income) Details of your main expenses, including the current balances owing on your credit cards, loans and investment mortgages If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account's held in; the type of card/account; the card/account number; the amount to be transferred and the issuing organisation's name and address. Speed-up your credit card application To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you're self-employed) in advance to ensure they're ready and willing to confirm your income details when we call for verification. Check your application status online Once you've submitted your online application, you'll receive a confirmation email containing your 9-digit Application Reference Number, which you can use to check the status of your application online Offer exclusive to online applications only Compare our credit cards Choose the right credit card << Back to Credit Cards overview  Apply Now Terms and Conditions, Fees and Charges apply. Subject to your acceptance of the card, an annual account fee which is currently $99 for the Primary Suncorp Clear Options Gold card and $15 for an Additional Suncorp Clear Options Gold card will be charged to your account. Allow up to 15 working days to process your Application subject to verification. 1 Actual credit limit will be assigned based on Citigroup's credit criteria subject to confirmation that you earn a minimum of $35,000 p.a. 2 The 1.9% p.a. interest rate with this offer applies to balance transfers for a period of 12 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the cash advance interest rate for the Suncorp Clear Options Gold card which is currently 19.75% p.a. Purchases will be at the standard variable interest rate on the Suncorp Clear Options Gold Card which is currently 19.75% p.a. Interest rates are variable and subject to change. The 1.9% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. This offer is available to new customers only. Interest rates last updated 03/05/2010. 3 Interest rates last updated 16/12/2009. 4 All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open. 5 Suncorp Take Flight® is the service which enables you to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Suncorp Rewards from time to time. Take Flight® Cashback is a Cashback with the following additional conditions: In order to be eligible to redeem Reward points for Take Flight® Cashback, you must have made a travel purchase (where a flight or airline ticket is an element of that travel purchase) on your Card within 30 days immediately before the date of your request to redeem for Take Flight® Cashback (referred to from this point as the "Travel Purchase"). The maximum amount in Take Flight® Cashback that you may redeem Reward points for is an amount equivalent to the dollar value of the Travel Purchase. For a Take Flight® Cashback Rewards claim, you must redeem the minimum number of Reward points specified by Citigroup before or at the time of the redemption, a minimum of 3,000 Reward points. You should allow up to 28 days for your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of your Account on your next Statement due date. 6 International Travel Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Transit Accident Insurance and provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at suncorp.com.au/cardinfo. An excess applies to Purchase Cover Insurance. 7 An additional annual fee of $19 will apply to join Suncorp Qantas Frequent Flyer. Terms and Conditions of Suncorp Qantas Frequent Flyer apply. The Suncorp primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Membership is subject to Qantas Frequent Flyer terms and conditions. Only Qantas Frequent Flyer points can be earned in Suncorp Qantas Frequent Flyer and are subject to the terms and conditions of the Qantas Frequent Flyer program. 8 The joint issuers of Credit Guard are Suncorp Life and Superannuation Limited ABN 87 073 979 530, AFSL No. 229880 and MTA Insurance Limited ABN 35 070 583 701, AFSL No. 239545. The distributor is Citigroup Pty Limited ABN 88 004 325 080 AFSL No 238098. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at suncorp.com.au/cardinfo to decide if a policy is right for you. 9 Depending on when you make a purchase, when your statement is issued and if you are carrying forward a balance on your account from the previous statement period. There is no interest free period for Cash Advance or Balance Transfer Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 ("Suncorp Bank") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).  Apply Now  Help Me Choose  Compare Compare Clear Options Visa features Contact Us. Call us on 13 11 55. BSB: 484-799 for all Suncorp branches. © Copyright Suncorp-Metway Ltd ABN 66 010 831 722 In accessing Suncorp’s site you agree to the terms and conditions outlined in the disclaimer Please ensure that you read these before accessing the site. Legal information | Privacy | Security