Summary:
For further information on the fees and features of the Suncorp Clear Options credit cards please view the Cards Comparison Table.
If you would like more information about any of the Suncorp Clear Options credit cards, please contact us on: 13 11 75.
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Gold Credit Card
The Suncorp Gold Credit Card offers you great rewards points that never expire2. Plus, save with 50% off the annual fee for the first year*.
Suitable if you'd like:
- An introductory rate of 0% p.a. for 6 months on balances transferred, after the 6 month introductory period the rate will revert to the cash advance rate^.
- Save with 50% off the annual fee for the first year*.
- The convenience of Visa payWave allowing you to make purchases under $100 in seconds by holding your card against the payWave terminal.
Click here to learn more - Complimentary Suncorp Bank Rewards program with points that never expire2.
- Generous credit limits subject to credit criteria1.
- To escape to a well deserved break with complimentary International Travel Insurance for you and your immediate family4.
- Complimentary Purchase Cover Insurance for lost, stolen or damaged goods4.
- Security protection with FRAUDSHIELD®.
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Terms and Conditions, Fees and Charges apply.
* Subject to your acceptance of the card, you will be charged a half price annual fee of $60 in the first year, which will revert back to the full annual fee of $120 in subsequent years. Existing Suncorp Credit Cardholders are excluded from this half price annual fee offer. Half price annual fee offer ends 30/07/2012.
^ The 0% p.a. interest rate with this offer applies to balance transfers for a period of 6 months. You can transfer total balances up to 80% of your credit limit. The credit limit is subject to our credit criteria. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer offer period the interest rate on any outstanding transferred balance will revert to the Cash Advance interest rate which is currently 20.74% p.a. for the Suncorp Clear Options Gold Card. Any transactions made other than with this offer are at the standard variable rates, currently 20.50% p.a. for retail purchases and 20.74% p.a. for cash advances for the Suncorp Clear Options Gold Card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 1/02/2012. This offer ends 30/07/2012.
The cash advance interest rate for the Suncorp Clear Options Gold card is currently 20.74% p.a. and the standard variable interest rate on the Suncorp Clear Options Gold Card is currently 20.50% p.a. Interest rates are variable and subject to change and our credit criteria. Interest rates effective from 01/02/2012.
1. Actual credit limit will be assigned based on Citigroup's credit criteria subject to confirmation that you earn a minimum of $30,000 p.a.
2. All Rewards are subject to the Terms and Conditions of the Suncorp Bank Rewards Program. Cash advances do not earn Reward points. Suncorp Bank Rewards points never expire while the card remains open.
3. Suncorp Take Flight Travel Service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer's Suncorp Rewards Credit Card, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Take Flight Travel Service call centre is available only to customers enrolled in the Suncorp Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
4. International Travel Insurance, Guaranteed Pricing Scheme and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at suncorpbank.com.au/cardinfo. An excess applies to Purchase Cover Insurance.
5. The joint issuers of Credit Guard are Suncorp Life and Superannuation Limited ABN 87 073 979 530, AFSL No. 229880 and MTA Insurance Limited ABN 35 070 583 701, AFSL No. 239545. The distributor is Citigroup Pty Limited ABN 88 004 325 080 AFSL No 238098. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at suncorp.com.au/cardinfo to decide if a policy is right for you.
6. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interested once you make a purchase. There is no interest free period for Cash Advances or Balance Transfers.
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian Credit Licence No. 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 ("Suncorp Bank") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and phone banking).
^ The 0% p.a. interest rate with this offer applies to balance transfers for a period of 6 months. You can transfer total balances up to 80% of your credit limit. The credit limit is subject to our credit criteria. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer offer period the interest rate on any outstanding transferred balance will revert to the Cash Advance interest rate which is currently 20.74% p.a. for the Suncorp Clear Options Gold Card. Any transactions made other than with this offer are at the standard variable rates, currently 20.50% p.a. for retail purchases and 20.74% p.a. for cash advances for the Suncorp Clear Options Gold Card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at 1/02/2012. This offer ends 30/07/2012.
The cash advance interest rate for the Suncorp Clear Options Gold card is currently 20.74% p.a. and the standard variable interest rate on the Suncorp Clear Options Gold Card is currently 20.50% p.a. Interest rates are variable and subject to change and our credit criteria. Interest rates effective from 01/02/2012.
1. Actual credit limit will be assigned based on Citigroup's credit criteria subject to confirmation that you earn a minimum of $30,000 p.a.
2. All Rewards are subject to the Terms and Conditions of the Suncorp Bank Rewards Program. Cash advances do not earn Reward points. Suncorp Bank Rewards points never expire while the card remains open.
3. Suncorp Take Flight Travel Service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer's Suncorp Rewards Credit Card, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Take Flight Travel Service call centre is available only to customers enrolled in the Suncorp Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
4. International Travel Insurance, Guaranteed Pricing Scheme and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at suncorpbank.com.au/cardinfo. An excess applies to Purchase Cover Insurance.
5. The joint issuers of Credit Guard are Suncorp Life and Superannuation Limited ABN 87 073 979 530, AFSL No. 229880 and MTA Insurance Limited ABN 35 070 583 701, AFSL No. 239545. The distributor is Citigroup Pty Limited ABN 88 004 325 080 AFSL No 238098. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at suncorp.com.au/cardinfo to decide if a policy is right for you.
6. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interested once you make a purchase. There is no interest free period for Cash Advances or Balance Transfers.
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian Credit Licence No. 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 ("Suncorp Bank") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and phone banking).
Citigroup is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).