Cards Comparison Table

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Click each feature category below for more information
Standard Interest Rate 20.74% p.a. 20.50% p.a. 12.74% p.a. 18.45% p.a.
Cash Advance Rate 20.74% p.a. 20.74% p.a. 21.99% p.a. 19.45% p.a.
Interest Free Period Up to 55 days interest free on retail purchases Up to 55 days interest free on retail purchases No interest free days Up to 55 days interest free on retail purchases
Maximum Credit Limit $30,000 $25,000 $20,000 --
Minimum Credit Limit $6,000 $5,000 $2,000 --
Annual Fee $99 for the first year (normally $199) $60 for the first year (normally $120)* $27 for the first year (normally $55) $45
Supplementary Fee $0 $0 $0 $45
Card Types VISA only VISA only VISA only VISA only
Minimum Income Requirement $35,000 p.a. $30,000 p.a. $25,000 p.a. $35,000 p.a.
Age 18 18 18 18
Visa Entertainment Offers
Suncorp Bank Rewards program 1 Reward point per $1 spent 1 Reward point per $1 spent $20 Standard Rewards Membership fee per card issued $69 Premium Rewards Membership fee per card issued
Visa payWave
Suncorp Take Flight®
Voucher, Gift Certificates & Merchandise Rewards
Cash Back Rewards
Qantas Frequent Flyer option Optional - $49 p.a. Suncorp Qantas Frequent Flyer Available on Premium Rewards only
Qantas Frequent Flyer earn rate 1 Qantas Frequent Flyer point for every $1 spent N/A N/A Redeem 2 Suncorp Rewards points for 1 Qantas Frequent Flyer point
Complimentary Personalised Rewards
Personal Concierge
Purchase Cover $200,000 $125,000
Complimentary International Travel Insurance
Extended Warranty
FRAUDSHIELD®
Emergency Card Replacement within 24 hours (Australia)
24/7 Customer Service
   

Citigroup is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).