Suncorp Clear Options Gold or Plus Card

Online Offer - available to new customers

Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards.

Plus you can secure big savings when you consolidate your debts into one easy to manage Platinum card. Pay just 3.9% p.a. for the life of the balance transfer¹ and watch the savings add up.

Apply now for a Suncorp Platinum card and enjoy the following privileges:

	Personal 24 Hour Concierge Service The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week.
	Complimentary Rewards Program² Earn 1 Reward point for every $1 spent and points don't expire while the card remains open.
	The option of earning Qantas Frequent Flyer points³ Earn 2 Qantas Frequent Flyer points for every $3 spent.
	Complimentary International Travel and Transit Accident Insurance⁴ The escape to a well deserved break knowing you and your immediate family are protected.
	Suncorp Take Flight®⁵ Redeem Rewards points for Take Flight® Cashback, airline and hotel vouchers.
	Complimentary Purchase Cover Insurance⁴ Use your Suncorp Platinum Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
	Privileges and special offers Special offers through Visa Entertainment, which brings the best entertainment experiences from concerts and cinema to sporting events and travel offers.

You will need the following information to complete your Online Application:

	Your contact details
	Your employment details
	Your personal income and expense details

Approval Criteria

	Are at least 18 years of age
	Have a good credit rating
	Earn taxable income of $50,000 per year or more
	Are a permanent Australian resident
	If you are an existing Suncorp credit cardholder, you must have held your current account for at least 9 months before you can apply for another Suncorp credit card.

Subject to your acceptance of the card, an annual account fee which is currently $205 for the Primary Suncorp Clear Options Platinum card and $15 for an Additional Suncorp Clear Options Platinum card will be charged to your account. Allow up to 15 working days to process your Application subject to verification.
1. The 3.9% p.a. interest rate with this offer applies for the life of balance transfers. Transferred balances are repaid first. Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at for the Suncorp Clear Options Platinum card which is currently 19.99% p.a. Purchases will be at the standard variable interest rate on the Suncorp Clear Options Platinum Card which is currently 19.99% p.a. Interest rates are variable and subject to change. The 3.9% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. Interest rates last updated 18/05/2009. Offer available to new customers only. Subject to Credit Criteria.
2. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.
3. An additional annual fee of $19 will apply to join Suncorp Qantas Frequent Flyer. Terms and Conditions of Suncorp Qantas Frequent Flyer apply. The Suncorp primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Membership is subject to Qantas Frequent Flyer terms and conditions. Only Qantas Frequent Flyer points can be earned in Suncorp Qantas Frequent Flyer and are subject to the terms and conditions of the Qantas Frequent Flyer program.
4. International Travel Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Transit Accident Insurance and provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 233507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at suncorp.com.au/cardinfo. An excess applies to Purchase Cover Insurance.
5. Suncorp Take Flight® is the service which enables you to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Suncorp Rewards from time to time. Take Flight® Cashback is a Cashback with the following additional conditions: In order to be eligible to redeem Reward points for Take Flight® Cashback, you must have made a travel purchase (where a flight or airline ticket is an element of that travel purchase) on your Card within 30 days immediately before the date of your request to redeem for Take Flight® Cashback (referred to from this point as the "Travel Purchase"). The maximum amount in Take Flight® Cashback that you may redeem Reward points for is an amount equivalent to the dollar value of the Travel Purchase. For a Take Flight® Cashback Rewards claim, you must redeem the minimum number of Reward points specified by Citigroup before or at the time of the redemption, a minimum of 5,000 Reward points. You should allow up to 28 days for your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of your Account on your next Statement due date.
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 ("Suncorp") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp internet banking and telephone banking).

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